Farcash – Send Money Instantly, For Free | Create Your Own Stablecoin

We make moving money as fast, cheap, and easy as texting.

Sign in with just a phone number.

Launch a virtual account in seconds.

For Individuals

Share money as easy as texting

Send, pool, split, and track money with friends using only a phone number.

For Developers

Wallets, Auth, and Funding in one place

Farcash's Phone Wallet enables text-based sign in with users who have cash ready to spend.

For Businesses

Start accepting stablecoins

Power faster, cheaper, and more reliable payments. Ditch credit card processing fees in hours.

BACKED BY
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Stablecoins power payments. We power stablecoins.

QUICK START
No passwords or apps.

No passwords or apps.

Create your Farcash account in under 10 seconds with a simple text confirmation.

EASY FUNDING
Get USDC

Get USDC easily.

Fund your Farcash account with Stripe, Zelle, Apple Pay, or any Debit or Credit Card.

EASY CASH OUT
Secure

Cash out to your bank.

Link your Farcash account to your bank account, so your money is always available.

SOCIAL
Create Group Accounts

Create a Venmo-style Group account.

Launch a Farcash Group account to pool money and automate splits with friends, family, or coworkers.

FOR BRANDS
Launch your own custom branded stablecoin

Launch your own stablecoin.

Developers create stablecoins backed 1:1 with USDC, instantly swappable and configurable

FOR BUSINESSES
One-click payments from Farcash.

Enable one-tap payments.

Businesses using Square, Shopify, and more can accept Farcash to enable one-click payments.

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Introducing Farcash Groups

Create a Group account to pool money together,
like a group chat for money.

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That's our real phone number! Once you sign in, be sure to save us as a contact.

Farcash+1 (818) 748-8999
Spike Orb

Send money by phone number, just like texting.

It's always smart to have some cash on you. Now, you can tie digital cash to your phone. Join Farcash with no fees and no apps to download.

Fund your phone with Debit Card, ACH, Zelle, or from another wallet.
Use Farcash to one-tap pay by phone in-store and online at participating businesses.
Send request forms, track payments, use text-to-pay, split bills, and more.

Joined Q1 2025

CircleCircle Alliance
USDCUSDC Ecosystem

Launch your own branded stablecoin.

Businesses and creators who launch a branded stablecoin can develop best-in-class rewards experiences for their customers.

Stablecoins are true cash, backed 1:1 by USDC. Create marketing funnels for customers who swap into your branded cash.

Onramp Mockup

Farcash integrates with familiar banking rails and user accounts to create a single, unified experience that enables all things stablecoin.

Join the future of in-app payments.

As digital cash like $USDC becomes the standard, businesses using Farcash save on fees while crafting state-of-the-art loyalty experiences.

Farcash App Screen

Farcash powers an evolving network of phone-based accounts that turn signing in & checking out into single taps.

Frequently Asked Questions

What is Farcash? How does it work?

Farcash is a digital assets platform and wallet solution designed for smartphones, with USDC support enabled by default. When you create a Farcash account, you create a smart wallet tied to your phone number. Your Farcash account is always accessible by entering the SMS Verification code provided whenever you sign in on any device.

What is USDC?

USDC is a digital asset pegged to the US dollar. It acts as an internet-native store of value, like digital cash. It's provided by Circle, a regulated financial institution. USDC is always backed 1:1 by real US Dollars.

Are there any fees for using Farcash?

Sending money really is free. Farcash lets users convert from USD to USDC using Stripe®️, which charges a 1.5% fee as of June 2025. If you choose to withdraw USDC to your bank account, Farcash charges an industry-standard 2.5% fee.

Where can I use Farcash?

Farcash is available for use in the US and Canada, with support for European users coming in Summer 2025.

What happens when a business accepts a branded stablecoin?

Branded stablecoins are backed 1:1 by USDC. All USDC is backed 1:1 by US Dollars, and custodied by Circle. When a Merchant accepts a branded stablecoin as payment, the payment value is instantly converted to USDC. Merchants can choose to accrue USDC in their Farcash account, or immediately withdraw to their USD-supported business bank account.

Does Farcash integrate with my POS?

Farcash currently supports Square and Shopify Payments for accepting branded stablecoins or USDC. Setup can be handled within hours. If your business uses a different major POS, contact us using team@farcash.xyz to set up an integration.

We're always a text away 📨

+1 (818) 748-8999
team@farcash.xyz